Get to know Dr. Shankar

Below is a Certified Luno Educator, who is trained to conduct basic cryptocurrency education classes and social events.
Neither Luno nor any Certified Luno Educators will ever give financial or trading advice. They will never offer to trade or invest on your behalf, nor are they authorised to. Educators will also never ask for your password, 2FA codes or one-time pin. Please don’t share these with anyone at all – even if they say they work at or with Luno.
The Educator’s official social channels are listed below. Please make sure to check the address is correct before you engage with them, as scammers will create fake profiles that look very similar and may only have 1 number or letter changed.
If you sense something suspicious is going on, please end all communication and contact us regarding your concerns. Please report it to us by submitting screenshots of the incident here.
Tell us about yourself
Hi! I’m Dr. Shankar. I’m from Petaling Jaya and I’m passionate about cryptocurrency.
Describe what you do as a Luno Educator in one sentence
I help to educate fellow Malaysians on cryptocurrency.
Why did you choose to become a Luno Educator?
To educate fellow Malaysians on cryptocurrency.
How would you define financial literacy?
The ability to understand and effectively use various financial skills, including personal financial management, budgeting, and investing.
Why should others care about financial literacy?
A strong foundation of financial literacy can help support various life goals, such as saving for education or retirement, using debt responsibly, and running a business.
How did you develop your own financial literacy?
Key aspects to financial literacy include knowing how to create a budget, plan for retirement, manage debt, and track personal spending. Financial literacy can be obtained through reading books, listening to podcasts, subscribing to financial content, or talking to a financial professional.
What advice do you have for people at the beginning of their crypto journey?
1. Find reputable news sources.
2. Be prepared for volatility.
3. Venture into other altcoins.
4. Learn the uses of both hot and cold wallets.
5. Be vigilant.
6. Practice DCA (Dollar Cost Averaging).
7. DYOR (Do Your Own Research) before investing.
What would you say to somebody who is not sure whether to invest into Bitcoin or not?
1. Act fast when an opportunity strikes.
2. Start with small investments using extra cash.
3. Use a safe and regulated exchange like LUNO.
4. Join my monthly webinar to learn more about cryptocurrency and how to use the LUNO app.