Get to know Dzul

Below is a Certified Luno Educator, who is trained to conduct basic cryptocurrency education classes and social events.

Neither Luno nor any Certified Luno Educators will ever give financial or trading advice. They will never offer to trade or invest on your behalf, nor are they authorised to. Educators will also never ask for your password, 2FA codes or one-time pin. Please don’t share these with anyone at all – even if they say they work at or with Luno. 

The Educator’s official social channels are listed below. Please make sure to check the address is correct before you engage with them, as scammers will create fake profiles that look very similar and may only have 1 number or letter changed. 

If you sense something suspicious is going on, please end all communication and contact us regarding your concerns. Please report it to us by submitting screenshots of the incident here.

Tell us about yourself

My name is Dzul. I first heard about Bitcoin around the end of 2014 when I was studying. In 2017, I started to create my first crypto account with Luno. I bought my first bitcoin for around RM100 for RM30K/BTC. When the BTC price went down, I stopped buying and left it in my Luno account. In 2019, I started being active with my Luno account until today. Between 2017 and 2019, I didn’t know about DCA on my digital asset because I didn’t have enough knowledge about finance or crypto. I can’t go back to 2017 again, but I still can make the best of future. I invest today for my future and for my kids.

Describe what you do as a Luno Educator in one sentence

Educate without boundaries.

Why did you choose to become a Luno Educator?

My first crypto journey started with Luno in 2017. That’s why I choose to become a Luno Educator, because Luno also wants to educate people about cryptocurrency.

How would you define financial literacy?

You know about your current financial situation, your current investments, and your current savings. Also you know what is best for your future financial plan.

Why should others care about financial literacy?

Avoid being a scam victim on the too-good-to-be-true scheme, and to also help yourself manage your financial future well.

How did you develop your own financial literacy?

Mostly from reading on the internet, attend a basic financial class and find a book related to finance.

What advice do you have for people at the beginning of their crypto journey?

Don’t worry, it is not too late to start your crypto journey. But you must start with knowledge and not start with FOMO. The more you educate yourself, the more you will understand about crypto.

What would you say to somebody who is not sure whether to invest into Bitcoin or not?

Jangan takut untuk bermula, kerana permulaan itu boleh jadi yang terbaik untuk masa anda dan keluarga.

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