Get to know Mar-Jie

Below is a Certified Luno Educator, who is trained to conduct basic cryptocurrency education classes and social events.

Neither Luno nor any Certified Luno Educators will ever give financial or trading advice. They will never offer to trade or invest on your behalf, nor are they authorised to. Educators will also never ask for your password, 2FA codes or one-time pin. Please don’t share these with anyone at all – even if they say they work at or with Luno. 

The Educator’s official social channels are listed below. Please make sure to check the address is correct before you engage with them, as scammers will create fake profiles that look very similar and may only have 1 number or letter changed. 

If you sense something suspicious is going on, please end all communication and contact us regarding your concerns. Please report it to us by submitting screenshots of the incident here.

Tell us about yourself.

Hi, I’m Mar-Jie from Kuala Lumpur. I love adventure, hiking and trying new things.

Describe what you do as a Luno Educator in one sentence.

I make learning about cryptocurrency fun!

Why did you choose to become a Luno Educator?

Similar to most people, I was introduced to cryptocurrency by a friend and became intrigued by the technology behind it and the potential cryptocurrency has in shaping our world today. When I saw the Luno Educator Program, I thought that it was something I could do to bring awareness to the public, so here I am!

How would you define financial literacy?

To fully understand what money does for you, how to manage it and the emotions behind it.

Why should others care about financial literacy?

So we can be confident in managing our money for our present and future lifestyles. 

How did you develop your own financial literacy?

I come from a pure science background and only started to show an interest in finances pretty late (but remember, it’s never too late to start!). Having almost zero knowledge, I started following simple financial pages on Instagram as well as bloggers. From there, I learned fundamental concepts that echoed through all the different articles and posts. For example, to have an emergency fund, track expenses and manage a budget. The beauty of all of this is that which works for me might not work for you, so we have to find methods which we are comfortable with to manage our personal finances. I also love reading and have collected a few gems on personal finance like ‘The Psychology of Money’. 

Slowly but surely, I diversified my investments after doing my own research and thinking about my risk appetite. At present, I’m still learning every day to improve my financial literacy and for me, it’s a lifelong journey in our ever-evolving world.

What advice do you have for people at the beginning of their crypto journey?

Don’t just listen to people, always do your own research to understand what Bitcoin is about. Knowledge brings confidence. Be extra careful and practise good cybersecurity habits!

What would you say to somebody on the fence about Bitcoin?

I organise free classes every month and you’re welcome to join to understand Bitcoin better! Everything has risks but knowing what you’re investing in will give you a sense of security. 

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