Put your digital Dollars to work with USDC

USDC holds its value like cash, but unlike cash, it doesn’t have to sit idle. With Luno Earn and for the month of April 2026 only, your digital Dollars can generate up to 7% p.a. in interest automatically, with no lock-ins and no hidden fees.

The rise of digital Dollars

USDC is designed to maintain a value equal to the US Dollar.

In a market where prices can move quickly, stablecoins like USDC have become a popular way to hold value in digital form. Instead of moving back into traditional currency, many customers choose to stay in USDC to keep funds in Dollars while remaining within the crypto ecosystem.

Today, USDC is one of the most widely used stablecoins globally, with over 70 billion Dollars in circulation, and has become a trusted way to hold digital dollars without the volatility of traditional crypto assets.

Put your Dollars to work

Savings accounts and money market investments make it possible for investors to earn a return on money that would otherwise sit idle.

USDC Earn follows the same idea.

Instead of letting your USDC sit in your wallet, you can earn interest on your investment over time, while still maintaining exposure to the US Dollar in digital form.

How USDC Earn works

Move your USDC into Earn, and your balance begins to generate interest.

Luno puts your USDC to work through trusted, regulated sources, similar to how money market accounts generate returns.

Interest is added daily and compounds over time.

No lock-ins. No minimums. Access your funds whenever you need them.

Learn more

Why it matters

For many customers, USDC plays a different role in a portfolio. It is a way to hold value in dollars, without being exposed to the same price swings as other assets. USDC Earn builds on that role.

It allows you to stay in Dollars, while still earning on your balance. Not by taking on more volatility, but by making your existing position more productive.

A limited time offer

For the month of April only, you can earn up to 7% p.a.available on USDC held in your Earn wallet. For those already holding USDC, it is a simple way to get more from a balance that would otherwise sit still. And for those not yet holding USDC, it is an easy way to move into digital Dollars and start earning at the same time.

After the promotional period ends on 31 April, balances continue earning at the standard rate of up to 3.5% p.a.

Terms apply

*Investing in crypto assets may result in capital loss. Luno (Pty) Ltd is an authorised financial services provider (FSP No. 53314) and registered credit provider (NCRCP22123). The information should not be construed as financial advice or as a solicitation to trade. All opinions and information provided are for informational purposes only.