Insights

Although the name can mean a lot of different things, you’ve most likely interacted with or set up a fund of your own at some point, be it a money pool at work or a savings fund for a rainy…

You’ve probably heard the expression ‘don’t put all your eggs in one basket’, a warning about investing too much in one particular area over others. An exchange-traded fund (ETF) takes that expression literally as it packages a number of securities…

Liquidity refers to the ease of converting assets into cash. High liquidity means there is an abundance of buyers and sellers for an asset, which makes it easy to complete trades. Low liquidity, or illiquid markets, have low numbers of…

Fiat money can be defined as a government-issued currency that is not backed by a physical object such as gold or silver.

Equity is quite a broad term and has a number of applications in finance. Primarily it refers to a shareholder’s size of ownership in a company and the value of the shares if they were sold off once any debts…

Risk is the chance of something happening that can impact an investment or financial responsibility. Measuring risk depends on the type of asset, the amount of capital used and the timeframes an investor plans to wait before selling. Risk can…

High-frequency trading (HFT) refers to a specialised form of trading that uses computer programs called bots to execute multiple trades in fractions of a second. The aim of HFT is to take advantage of very small price changes with high…

Luno’s security team is continually identifying methods used by scammers to try to obtain funds fraudulently. We ask you to keep yourself informed of these tactics by referring back to this page regularly for updates. Fake Goods/Services scams Summary: The…

Your security is our top priority – always has been and always will be. While this time of year is intended to be one of peace and reflection for many, it is unfortunately also when scammers are at their most…

The once absolute boundaries between cryptocurrency and traditional finance have been blurred by the entry of institutional organisations into cryptocurrency in the last few years.  JP Morgan, Goldman Sachs, Fidelity, Black Rock and Morgan Stanley are among the old guard…

In 2021, consumers flooded into the crypto space. According to Grayscale, a digital currency investing and cryptocurrency asset management company, 55% of all Bitcoin investors have got started in the last year. But will this continue into 2022?  We asked…

Luno and YouGov recently have carried out a survey of over 6,000 crypto investors about their financial habits.