Getting started

The stock market is a centralised platform on which companies list their stock.

A quote price (or market price) is the current price of an asset.

Volatility is the number and size of movements in trading prices over a period of time.

Inflation is a process that decreases the value, or purchasing power, of a fiat currency.

Budgeting is developing a tier system for your finances with essentials at the top, savings in the middle, and non-essentials at the bottom.

When you save money, as well as earning interest on the savings, you also earn interest on the interest itself.

Interest is the price paid for borrowing or lending money.

The Howey Test is used to determine whether an asset qualifies as a security.

A derivative is a contract between two or more parties that derives its value from an underlying asset.

If an investment has reached maturity it means that it has paid out the original purchase amount, and the investment agreement has come to an end.

Risk management is the process of identifying, analysing and choosing whether to accept the risk involved in your investment decision or trying to limit it.

Diversification reduces the risk of a large concentrated loss. And instead spreads out your investments among a number of different areas.